PM Awas Yojana: In today’s time, everyone wants to have their own house. But due to money and inflation he cannot build his own house. The government recognized this problem and started the housing scheme, after which their dream of building houses is about to be fulfilled.
This scheme is for those people from poor families who are not financially capable. Now the government will help them to build permanent houses. Let us tell you that this scheme is still going on. If you also want to avail benefits of this scheme, then you can know complete information in the article given below.
PM Awas Yojana 2024: Today we will give you information about Pradhan Mantri Awas Yojana. We will tell you how you can apply for the housing scheme and what benefits you will get from this scheme. Let us know the complete information in detail-
What is PM Awas Yojana 2024
Pradhan Mantri Awas Yojana is very beneficial for those who are from poor families and are still living in kutcha houses or kutcha settlements.
Their dream of building permanent houses is going to be fulfilled under this scheme. People from the economically weaker sections of the society, whose salaries are very low, are not able to build their own houses. To provide them social security, the government has started the Pradhan Mantri Awas Yojana.
PM Awas Yojana 2024
Beneficiaries are given financial assistance under this scheme so that they can build their own house. For this, the beneficiary has to apply through the right channel. The government also provides subsidy on the amount received for building a house.
Subsidy will be available under PM Awas Yojana 2024
Under the Pradhan Mantri Awas Yojana, people living in urban areas or rural areas get a subsidy of up to Rs 120,000 or Rs 2,50,000.
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Different subsidy amounts have been kept according to different areas. Your subsidy amount is sent directly to your bank account through Direct Bank Transfer System.
PM Awas Yojana 2024: Objective
The main objective of the housing scheme is to help families from economically weaker sections to build their own permanent houses. Even today lakhs of people need to build permanent houses.
The government has made this scheme only to make the dreams of the people come true. People from both rural and urban areas are taking advantage of this scheme.
PM Awas Yojana 2024: Benefits and features
Under the Pradhan Mantri Awas Yojana, you get a loan for up to 20 years at a very low interest rate.
You have to pay only 6.50% interest on the loan you take.
Loans are given to specific groups of people like disabled people or senior citizens at very low interest rates.
Assistance up to ₹ 120000 is given to eligible citizens residing in the plains. Whereas citizens living in hilly areas are given financial assistance up to Rs 130,000.
Under this scheme, if you construct a toilet in your house, additional assistance of up to ₹ 12000 is given.
The amount received under the scheme is directly transferred to your bank account.
PM Awas Yojana 2024: Eligibility
Only permanent residents of India can apply for this scheme.
The person applying for the scheme should not already have a permanent house.
The minimum age of the person applying must be above 18 years.
The annual income of the person applying should be between ₹ 3,00,000 to ₹ 6 lakh.
It would be better if the name of the person applying is in the ration card or BPL list.
The person applying must have his Voter ID card.
PM Awas Yojana 2024: Documents
Aadhar card
Photo
Beneficiary’s Job Card
bank passbook
Swachh Bharat Mission Registration Number
mobile number
PM Awas Yojana Online Apply 2024: How to apply?
First of all you have to open the home page of the official website of Pradhan Mantri Awas Yojana https://pmaymis.gov.in/ in front of you.
On the home page, you will see three pies in the menu bar, which you have to click on.
Now you will be seeing some options in front of you where you have to click on the option of Awaassoft.
Now a complete list will open in front of you in which you have to select the option of Data Entry.
After this, a new page will open in front of you where you have to click on the option of Data Entry for AWAAS.
After this you have to select your state and district and click on the Continue button.
Here you have to enter information like your user name, password, captcha code and click on the Login button.
After this, a Beneficiary Registration Form will open on the screen in front of you.
You will have to fill your personal details, beneficiary bank details, beneficiary convergence details.
Whatever details are there in the last column will be filled in the concern office.
By following this entire process carefully, you can apply for Pradhan Mantri Awas Yojana through online medium.
